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Meta’s $375m Verdict Is Not a Tech Story; It’s a liability story, and insurance hasn’t caught up yet. Last week, a New Mexico jury ordered Meta to pay US$375 million after finding it misled the public about the safety of Facebook and Instagram for children, in breach of state consumer protection laws. The jury accepted that Meta had internal knowledge of harm, received warnings from employees, and failed to act while continuing to represent its platforms as safe. Meta has said it will appeal. That almost doesn’t matter. Because the real signal isn’t about Meta. It’s about how courts are now treating product design, platform behaviour, and known risk; and what that means for liability and insurance.
Policies
The 2025-26 Queensland WorkCover crackdown marks a shift toward "Verification by Design" in workers' compensation. Driven by rising claim volumes and a frozen premium rate of $1.343 per $100 of wages, the scheme has added six new dedicated investigators to manage over 211 suspected fraud reports. With compliance audits already recovering $35.62 million in premiums, employers must move beyond "trust by default" to robust internal governance. In this tightened regulatory environment, operational resilience depends on precise incident documentation, immediate reporting, and proactive return-to-work pathways to mitigate system stress and escalating medical costs.
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