Workers’ Compensation
Protect Your People & Your Organisation
Ensure your workers are protected with our custom workers’ compensation solutions. Keep your workplace compliant and your business humming.
Unmatched Experience & Expertise
Expertise That Works
Workers Compensation is one of the mostly costly risks for any business and presents a challenging web of complexity; however, it is highly variable by industry. Knightcorp’s wide range of industry expertise can help tailor policy recommendations to your actual risk profile.
- Compliance Expertise: We assist your business navigate the varying workers compensations schemes whilst staying compliant with ever-changing legislation.
- Workplace Risk Consultancy: Our services help to reduce workplace risk and workers compensation costs through effective analysis and tailored support programs.
- Claims Management Expertise: Our team efficiently manages claims, ensuring timely support for your business and your employees, while mitigating costs and associated premiums.
Step By Step – Workers Compensation
Step OneAssess Risk Profile:
We evaluate your business’s unique workers' compensation, safety and people risks.
Step TwoTailored Coverage:
We design a workers' compensation program that meets your specific needs.
Step ThreeSafety & Risk Management:
We assist you with managing your internal health, safety and wellbeing needs.
Step FourClaims & Injury Management:
We manage the claims process to ensure appropriate strategies and return to work outcomes.
Step FiveCost Control:
We provide strategies to manage and reduce workers' compensation and related costs.
Step SixOngoing Support:
We offer continuous monitoring and adapt to your changing needs.
Frequently Asked Questions
Demystifying Insurance
What is Workers’ Compensation Insurance?
Workers’ Compensation Insurance provides financial support to employees who suffer work-related injuries or illnesses, covering medical expenses and lost wages.
My business uses independent contractors. Are they treated the same as employees under a workers’ compensation policy?
Employees are typically covered under workers compensation, but independent contractors usually aren’t—unless they meet specific criteria. Misclassifying workers can lead to legal and financial repercussions.
How long do injured employees receive compensation?
It depends on injury severity, the local jurisdiction, and return-to-work capacity. Some workers receive support for a few weeks, while others may qualify for long-term assistance.
How are Workers’ Compensation Insurance premiums calculated?
Premiums are based on factors such as the industry you operate in, your company’s payroll size, and your claims history.
How does a workers’ compensation claim impact my premium?
A history of frequent claims can increase your premiums. We help clients implement injury prevention programs and claims management strategies to keep costs under control.
Leadership
Meet James
James Jessup brings over 17 years of expertise to his role as Head of People & Workplace Risk, specialising in workers' compensation protection services. With experience as an insurer, broker, and in-house manager, James understands the complexities of managing workplace injuries and claims. At Knightcorp, he delivers tailored strategies to optimise workers' compensation programs, ensuring businesses and employees are supported at every step.
