Directors & Officers Insurance
Protect Your Leadership with D&O Insurance
In the high-stakes world of corporate governance, safeguarding your executives and non-executives is paramount. Directors and Officers (D&O) Liability Insurance shields your leadership from potential legal claims, ensuring they can make bold decisions with confidence.
Empower Your Leaders with Robust Protection
Directors and Officers face numerous challenges. D&O Insurance offers essential safeguards, enabling your leadership to navigate risks effectively.
Personal Asset Protection
Safeguards the personal wealth of directors and officers against claims arising from their corporate decisions.
Legal Costs Coverage
Covers defense costs, settlements, and judgments, ensuring financial stability during legal proceedings.
Regulatory Investigation Support
Provides coverage for costs related to regulatory and governmental investigations, including those initiated by entities such as ASIC.
Protection Against Cyber Liability
Extends to claims against directors for data breaches, privacy violations, or failure to implement adequate cybersecurity measures.
Our Process
Our streamlined process ensures tailored coverage, competitive terms, and ongoing support for your insurance needs.
Assessing Your Needs
Conduct a detailed risk assessment to identify specific coverage requirements, budget constraints, and unique risks. Develop a customised insurance solution tailored to your business.
Assessing Your Needs
Conduct a detailed risk assessment to identify specific coverage requirements, budget constraints, and unique risks. Develop a customised insurance solution tailored to your business.
Insurer Selection & Market Research
Research the insurance market to identify suitable providers. Compare coverage options, terms, and pricing. Negotiate with insurers to secure the best terms and policies.
Policy Recommendation
Present a range of policy options and provide clear explanations of their coverage and implications. Assist you in selecting the best policy to meet your specific needs.
Policy Submission & Confirmation
Submit the selected policy application and coordinate with the insurer during underwriting. Review the final policy documents and ensure all details are accurate before providing you with the confirmed coverage.
Ongoing Support & Adjustments
Provide continuous assistance with claims, policy reviews, and adjustments as your business evolves. Ensure your coverage remains aligned with changing risks and project needs for long-term protection and peace of mind.
Expertise That Works
Specialised D&O Insurance Expertise
Our team has extensive industry experience in Directors & Officers Liability Insurance, providing tailored solutions to support and protect your leadership.
- Corporate Governance Risk Assessment: Specialised in evaluating governance risks, shareholder activism, and regulatory compliance vulnerabilities to design precise D&O policies.
- Claims Management Expertise: Extensive experience managing D&O claims, from navigating regulatory investigations to resolving shareholder disputes efficiently.
- Regulatory and Legislative Knowledge: In-depth understanding of Australian corporate laws, including ASIC requirements and local compliance standards affecting directors and officers.
Leadership
Meet Stuart
Stuart Quigley is a trusted specialist in Directors & Officers (D&O) insurance. With over 22 years of experience, he leads Knightcorp’s Financial Lines practice, delivering tailored solutions to protect business leaders from personal liability risks arising from alleged wrongful acts or breaching their duties as Directors. Stuart’s deep industry knowledge ensures clients are equipped with robust coverage, safeguarding their decision-makers in today’s complex regulatory and legal environment.
Frequently Asked Questions
Demystifying Insurance
What is Directors & Officers (D&O) Liability Insurance
D&O Insurance provides liability coverage for company directors and officers, protecting their personal assets against claims resulting from decisions made in their corporate roles.
Who needs D&O Insurance?
Any organisation with a board of directors or executive officers, including public and private companies, non-profits, and startups, should consider D&O coverage to protect its leadership.
What kinds of claims does D&O Insurance cover?
Typically, D&O policies cover claims related to alleged wrongful acts, such as mismanagement, breach of duty, or failure to comply with regulations, made against directors and officers.
Does D&O cover legal expenses?
Yes, it typically covers legal defense costs, settlements, and judgments associated with covered claims against directors and officers.
What are some standard exclusions in D&O Insurance?
Common exclusions include claims arising from fraudulent or criminal acts, bodily injury, property damage, and personal profit gained illegally.
Industries
Industries We Protect
