Business Interruption Reviews and Calculators
Building Resilient Businesses
Your business can’t afford downtime. Our Business Interruption Reviews & Calculators go beyond insurance—pinpointing financial risks and fortifying your resilience, so you bounce back stronger, faster, and smarter
Expertise That Works
Predict and Prevent
Unforeseen delays can shutter a business–-in the short- or long-term. Knightcorp’s specialised expertise builds organisational resilience against the unpredictable.
- Forensic Loss Analysis: We dissect financials to determine lost revenue, extra expenses, and the real cost of downtime—so you’re not left underinsured or overpaying.
- Custom Coverage Modeling: We create coverage models to address industry-specific risks, from supply chain collapses to critical equipment failures, because generic policies don’t cut it.
- Indemnity Period Optimisation: Our policies account for timeframes required to overcome losses, reboot supply chains, and rebuild inventories, ensuring your coverage is there as long as you need it.
Related Insights
Step By Step – Business Interruption Reviews & Calculators
Step OneUnderstand Your Operations:
We assess how your business functions day-to-day.
Step TwoIdentify Key Risks:
Knightcorp examines events that could disrupt your operations including reviewing any Disaster Recovery or Business Continuity plans that you may have.
Step ThreeReview Current Coverage:
Analyse your existing business interruption insurance.
Step FourCalculate Coverage Needs:
Use tailored tools to estimate appropriate sums insured.
Step FiveProvide Insights:
Share recommendations to optimise your protection.
Step SixHelp You Stay Prepared:
Knightcorp ensures your coverage evolves with your business.
Frequently Asked Questions
Demystifying Insurance
What does Business Interruption Insurance cover?
Business Interruption Insurance compensates for lost income and operating expenses when your business operations are halted due to covered events like fires or storms. Not all natural disasters are covered by default, so additional endorsements may be needed for events like floods or earthquakes.
There’s been a lot of talk about the importance of having the right indemnity period. Can you explain why this is critical?
There’s been a lot of talk about the importance of having the right indemnity period. Can you explain why this is critical?
How does Knightcorp determine the right business interruption coverage?
Calculating the right coverage involves analysing your business's gross profits, fixed costs, and potential risks. Our specialised calculators assist in determining the optimal coverage customised to your operations.
Does Business Interruption Insurance cover events beyond natural disasters?
Not all interruptions are covered by default. Standard policies protect against physical damage-related disruptions, but coverage for cyber incidents, supplier failures, or pandemics often requires endorsements or separate policies.
How does Knightcorp actually help reduce business interruption risks?
We don’t just sell policies—we stress-test your financials, identify coverage gaps, and use risk assessments to build business continuity strategies that keep you operational, even when disaster strikes.
Leadership
Meet Huw
Huw Thomas specialises in Business Interruption Reviews & Calculators, guiding businesses to safeguard against potential losses. As Head of Broking at Knightcorp, he leads his team in providing precise assessments and tailored solutions that ensure adequate coverage. With extensive industry experience, Huw helps clients prepare for the unexpected, protecting their operations and bottom line.
